A professional law office committed to the client.
- Chapter 7 - Chapter 13

Sweeney Law Offices, PLLC is a debt relief organization committed to
rescuing people from debt. We help people file for relief under the
Federal Bankruptcy Code. Sweeney Law Firm, P.L.L.C. works with
people from all walks of life, and unlike many bankruptcy 'farms', the
Sweeney Law Firm believes in a personal touch. You will meet and
speak with head counsel, Jesse R. Sweeney, and he will guide you
through the process and answer all of your questions.

UPDATE: 6/1/2010: Under the new HAMP guidelines, If the
borrower in active Chapter 13 bankruptcy (or attorney or
bankruptcy trustee) requests a loan modification, the servicer
MUST consider the borrower for a HAMP modification.  Call
Sweeney Law Offices today for more information. 888.317.9336.
Member, American Bankruptcy Institute,
Personal care.  A commitment to excellence.
Over 10 years of experience.
Call our 24 hour/7 day toll free
                    (888) 317-9336 now!
ZERO ATTORNEY FEE DOWN AND A NO-COST CONSULTATION!

How can anyone take an up front attorney-fee retainer in a
bankruptcy case? You're looking to file for a reason - because you
are hurting financially.  I am here to help.


WE CAN ELIMINATE YOUR 2ND AND 3RD  MORTGAGES!

Is your home worth LESS than your first mortgage balance?  Is it
underwater?  Existing bankruptcy laws allow you to AVOID the 2nd
Mortgage and 3rd Mortgage in that case and have them discharged,
sometimes paying as little as pennies on the dollar during a Chapter
13 plan - and when you're discharged from the Chapter 13 - no more
2nd mortgage!  If home prices rise in the future, you'll make a
handsome profit.

LOAN MODIFICATION ASSISTANCE

If you have a foreclosure sale pending, in most cases we can stop that
sale and allow you more time to engage in negotiations with your
lender.  We can show you some ways to improve your chances of
receiving a loan modification..  Under the new HAMP modification
directive, you can utilize your bankruptcy schedules in lieu of income
and expense information and submit those to the lender.     


WE STOP FORECLOSURE, REPOSESSIONS AND GARNISHMENTS

Many people fall behind on a mortgage due to unemployment or from
divorce. Mortgage companies will, in many cases only give you a
couple of months to become current or demand that you come up with
thousands of dollars in missed payments and attorney fees before
discussion options. This is ridiculous! Through Chapter 13 Bankruptcy
filed by the Sweeney Law Firm, you may be able pay off your mortgage
arrearage over as long as 5 years (60 months!) to give you a much-
needed breather. Further, under the provisions of the new law, you may
be able to pay MUCH less for credit cards, automobiles, even taxes
owed to the IRS. In many cases with Chapter 13, it is more
advantageous to file under the new law! Should you want to prepare for
our interview ahead of time, you can get a FREE credit report at http:
//www.annualcreditreport.com.
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WE STOP CREDITOR HARASSMENT

Chapter 7 and 13 are safety nets under the Federal Bankruptcy Code.
Once you file for protection under the code, all collections actions from
creditors you owed money to prior to filing must STOP or face the
potential for sanctions for violating Federal law.  Garnishments,
repossessions, collections and foreclosures on pre-filing debt: all of
these processes are STAYED by the bankruptcy filing.

STOP INTEREST AND LATE FEES ON CREDIT CARDS

Many credit card companies have provisions allowing for them to raise
their interest rates on their card if you are late on another debt
payment.    In the majority of cases, Chapter 13 will STOP the interest
and late fees from accruing.  If you qualify, Chapter 7 Bankruptcy
through the Sweeney Law Firm can ELIMINATE most debt after 90 to
120 days.  That way, you can start investing the money you would have
spent on interest!

WE ARE COMMITTED TO EXCELLENT PERSONAL SERVICE

Some lawyers like to yell at their clients, fail to return communications
timely or just ignore them, but Sweeney Law Offices will take the time to
explain the process and work with you and your family to make your
bankruptcy a success. You can communicate with Sweeney Law
Offices by email or by phone, 24 hours a day, 7 days a week  - and we
will be happy to meet with you AFTER 5 PM and on weekends and
holidays.

Michigan residents can call TOLL FREE 1-888-31-SWEENEY (1-888-
317-9336) for a FREE telephone consultation with an experienced
consumer bankruptcy attorney.  Or, email us at:  
Attorneyinmichigan@yahoo.com (just email your name and number).
________________________________________________________

                             (C) COPYRIGHT 2011

SWEENEY LAW OFFICES, PLLC, located in Southfield, Flint, Ann Arbor,
Lansing and Brighton, Michigan, serves clients in the cities of Ann
Arbor, Southfield, Flint, Fenton, Grand Blanc, Highland, Brighton,
Sterling Heights, Clinton Twp, Ferndale, Royal Oak, Warren, Roseville,
Oak Park, Huntington Woods, Livonia, Novi, Farmington, South Lyon,
Fenton, Howell, Flint, Mt Clemns, Detroit, Bay City, Saginaw, Fenton,
Holly, Walled Lake, Wixom, Milford, Hartland, Howell, Troy, Owosso,
Lansing, Southfield, Mount Clemens, Pontiac and Birmingham and
surrounding areas including Metro Detroit and the counties of Wayne,
Oakland, Macomb, Genesee, Shiawasee, Ingham,  and Livingston,
Michigan.
Sweeney Law Offices, PLLC