A professional law office committed to the client.
- Chapter 7 - Chapter 13 - Loan Modifications -
Sweeney Law Offices, PLLC is a debt relief organization committed to
rescuing people from debt. We help people file for relief under the
Federal Bankruptcy Code. Sweeney Law Firm, P.L.L.C. works with
people from all walks of life, and unlike many bankruptcy 'farms', the
Sweeney Law Firm believes in a personal touch. You will meet and
speak with head counsel, Jesse R. Sweeney, and he will guide you
through the process and answer all of your questions.
- Chapter 7 - Chapter 13 - Loan Modifications -
Sweeney Law Offices, PLLC is a debt relief organization committed to
rescuing people from debt. We help people file for relief under the
Federal Bankruptcy Code. Sweeney Law Firm, P.L.L.C. works with
people from all walks of life, and unlike many bankruptcy 'farms', the
Sweeney Law Firm believes in a personal touch. You will meet and
speak with head counsel, Jesse R. Sweeney, and he will guide you
through the process and answer all of your questions.
 | Member, American Bankruptcy Institute, | |
| National Association of Consumer Bankruptcy Attorneys | ||
| Personal service. A commitment to | |
| excellence. | ||
| Call our 24 hour/7 day toll free hotline - (888) | |
| 317-9336 today! |
A COMMITMENT TO PERSONAL SERVICE
Some lawyers like to yell at their clients, fail to return
communications timely or just ignore them, but Sweeney Law
Offices will take the time to explain the process and work with you
and your family to make your bankruptcy a success. You can
communicate with Sweeney Law Offices by email or by phone, 24
hours a day, 7 days a week - and we will be happy to meet with you
AFTER 5 PM and on weekends!
Some lawyers like to yell at their clients, fail to return
communications timely or just ignore them, but Sweeney Law
Offices will take the time to explain the process and work with you
and your family to make your bankruptcy a success. You can
communicate with Sweeney Law Offices by email or by phone, 24
hours a day, 7 days a week - and we will be happy to meet with you
AFTER 5 PM and on weekends!
What we do at Sweeney Law Offices, PLLC
WE CAN ELIMINATE YOUR 2ND AND 3RD MORTGAGES!
Is your home worth LESS than your first mortgage balance? Is it
underwater? Existing bankruptcy laws allow you to AVOID the 2nd
Mortgage and 3rd Mortgage in that case and have them discharged,
sometimes paying as little as pennies on the dollar during a Chapter
13 plan - and when you're discharged from the Chapter 13 - no more
2nd mortgage! If home prices rise in the future, you'll make a
handsome profit.
WE CAN NEGOTIATE LOAN MODIFICATIONS
Convert your Adjustable Rate (ARM), or Interest Only Loan to a LOW
Fixed Rate Mortgage – While under bankruptcy protection Sweeney
Law Offices will, upon request, engage in negotiations to workout a
Loan Modification agreement with your Lender or their Servicing
Agent to reduce the Mortgage interest rate based on your personal
level of need.
If you are still unable to make payments at this lower interest rate,
we will negotiate with your lender to extend the amortization period,
modifying the loan amount to a more affordable level. A Loan
Modification will change your existing mortgage note and give you a
fresh new start in managing your home. Your account could be
brought up to date.
WE STOP FORECLOSURE, REPOSESSIOINS AND GARNISHMENTS
Many people fall behind on a mortgage due to unemployment or from
divorce. Mortgage companies will, in many cases only give you a
couple of months to become current or demand that you come up
with thousands of dollars in missed payments and attorney fees
before discussion options. This is ridiculous! Through Chapter 13
Bankruptcy filed by the Sweeney Law Firm, you may be able pay off
your mortgage arrearage over as long as 5 years (60 months!) to
give you a much-needed breather. Further, under the provisions of
the new law, you may be able to pay MUCH less for credit cards,
automobiles, even taxes owed to the IRS. In many cases with
Chapter 13, it is more advantageous to file under the new law!
Should you want to prepare for our interview ahead of time, you can
get a FREE credit report at http://www.annualcreditreport.com.
-
WE STOP CREDITOR HARASSMENT
Chapter 7 and 13 are safety nets under the Federal Bankruptcy Code.
Once you file for protection under the code, all collections actions
from creditors you owed money to prior to filing must STOP or face
the potential for sanctions for violating Federal law. Garnishments,
repossessions, collections and foreclosures on pre-filing debt: all of
these processes are STAYED by the bankruptcy filing.
STOP INTEREST AND LATE FEES ON CREDIT CARDS
Many credit card companies have provisions allowing for them to
raise their interest rates on their card if you are late on another
company's credit card. In the majority of cases, Chapter 13 will
STOP the interest and late fees from accruing. If you qualify, Chapter
7 Bankruptcy through the Sweeney Law Firm can ELIMINATE most
debt after 90 to 120 days. That way, you can start investing the
money you would have spent on interest!
Michigan residents can call TOLL FREE 1-888-31-SWEENEY (1-888-
317-9336) for a FREE telephone consultation with an experienced
consumer bankruptcy attorney. Or, email us at:
Attorneyinmichigan@yahoo.com (just email your name and number).
________________________________________________________
(C) COPYRIGHT 2007
WE CAN ELIMINATE YOUR 2ND AND 3RD MORTGAGES!
Is your home worth LESS than your first mortgage balance? Is it
underwater? Existing bankruptcy laws allow you to AVOID the 2nd
Mortgage and 3rd Mortgage in that case and have them discharged,
sometimes paying as little as pennies on the dollar during a Chapter
13 plan - and when you're discharged from the Chapter 13 - no more
2nd mortgage! If home prices rise in the future, you'll make a
handsome profit.
WE CAN NEGOTIATE LOAN MODIFICATIONS
Convert your Adjustable Rate (ARM), or Interest Only Loan to a LOW
Fixed Rate Mortgage – While under bankruptcy protection Sweeney
Law Offices will, upon request, engage in negotiations to workout a
Loan Modification agreement with your Lender or their Servicing
Agent to reduce the Mortgage interest rate based on your personal
level of need.
If you are still unable to make payments at this lower interest rate,
we will negotiate with your lender to extend the amortization period,
modifying the loan amount to a more affordable level. A Loan
Modification will change your existing mortgage note and give you a
fresh new start in managing your home. Your account could be
brought up to date.
WE STOP FORECLOSURE, REPOSESSIOINS AND GARNISHMENTS
Many people fall behind on a mortgage due to unemployment or from
divorce. Mortgage companies will, in many cases only give you a
couple of months to become current or demand that you come up
with thousands of dollars in missed payments and attorney fees
before discussion options. This is ridiculous! Through Chapter 13
Bankruptcy filed by the Sweeney Law Firm, you may be able pay off
your mortgage arrearage over as long as 5 years (60 months!) to
give you a much-needed breather. Further, under the provisions of
the new law, you may be able to pay MUCH less for credit cards,
automobiles, even taxes owed to the IRS. In many cases with
Chapter 13, it is more advantageous to file under the new law!
Should you want to prepare for our interview ahead of time, you can
get a FREE credit report at http://www.annualcreditreport.com.
-
WE STOP CREDITOR HARASSMENT
Chapter 7 and 13 are safety nets under the Federal Bankruptcy Code.
Once you file for protection under the code, all collections actions
from creditors you owed money to prior to filing must STOP or face
the potential for sanctions for violating Federal law. Garnishments,
repossessions, collections and foreclosures on pre-filing debt: all of
these processes are STAYED by the bankruptcy filing.
STOP INTEREST AND LATE FEES ON CREDIT CARDS
Many credit card companies have provisions allowing for them to
raise their interest rates on their card if you are late on another
company's credit card. In the majority of cases, Chapter 13 will
STOP the interest and late fees from accruing. If you qualify, Chapter
7 Bankruptcy through the Sweeney Law Firm can ELIMINATE most
debt after 90 to 120 days. That way, you can start investing the
money you would have spent on interest!
Michigan residents can call TOLL FREE 1-888-31-SWEENEY (1-888-
317-9336) for a FREE telephone consultation with an experienced
consumer bankruptcy attorney. Or, email us at:
Attorneyinmichigan@yahoo.com (just email your name and number).
________________________________________________________
(C) COPYRIGHT 2007
Sweeney Law Offices, PLLC
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